The U.S. Department of Agriculture is proposing a nationwide upgrade to Supplemental Nutrition Assistance Program (SNAP) cards, requiring states to issue chip-enabled cards with tap-to-pay technology to help prevent thieves from stealing food benefits.

Under the proposed rule, states would transition from the magnetic-stripe cards currently used by many SNAP recipients to cards with more secure chip and near-field communication (NFC) technology. Retailers accepting SNAP would also need equipment capable of processing chip and contactless payments. The USDA is proposing a two-year implementation period after the final rule is published.

Magnetic-stripe cards are vulnerable to skimming, in which criminals use devices attached to payment terminals to copy card information. Stolen details can then be used to access benefits. The USDA said chip and tap technology could significantly reduce theft by making these attacks more difficult.

The proposal would also require states to offer additional account security features and provide participants with more detailed transaction histories, including dates, amounts and retailer information. New cards would need to be activated when received, and online transactions would face additional security requirements.

The rule is still a proposal, not a final requirement. The USDA is accepting public comments through December 22, 2026.

This article was independently written by the BJL Newsroom based on reporting from the U.S. Department of Agriculture, the Federal Register and ProPublica.